Health insurance is basically a legal agreement between a policyholder and a health insurance company, where the insurer offers coverage against a number of illnesses and diseases (as per the plan chosen) in exchange of a yearly premium. When you purchase health insurance you are actually putting the life of yours and your family in a secure ground. You no longer have to worry about the expenses in case you or your family member is admitted in a hospital. Your health insurance provider will take care of it all by settling the hospitalization costs directly with the hospital.
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